General Liability Insurance For Wedding Planners

As stated above there are a few relevant policies that you should have as a wedding or event planner.

General liability insurance for wedding planners. Our specialty wedding liability insurance protects you against property damage bodily injuries and alcohol related accidents caused by a vendor or guest during the rehearsal dinner wedding ceremony or reception. While not typically meant to cover an actual event itself or event attendees general liability insurance is still an important coverage to help event planners protect themselves against claims of accidental property damage or bodily injury to clients or other third parties. There are many types of business insurance policies from general liability insurance to workers compensation and more which you may encounter. General liability insurance includes.

Do you really need wedding insurance. Business insurance is designed to protect your small business from financial harm. Learn which types of insurance policies will keep your company and personal assets. Please read the coverage summary for more details.

The average price of a standard 1 000 000 2 000 000 general liability insurance policy for small wedding planner businesses ranges from 27 to 39 per month based on location size payroll sales and experience. Professional liability insurance i e. Learn about business insurance for event and wedding planners and compare quotes from top carriers with an easy online application from insureon. Wedding planner specialty insurance or business owners insurance which usually encompasses general liability and business interruption insurance.

A bop is often the most cost effective type of commercial insurance for event planners. What type of insurance does a wedding planner need. Imagine a vendor you hire slips and falls or you accidentally damage some expensive centerpieces. Wedding insurance cost can vary significantly so shop around.

This is not part of cgl but is critical as it covers you when you make a professional mistake. Other accidents may bring damages to your client s personal property. Event planners who lease an office space. Property equipment plus 54 00 minimum property plus is available to any event meeting or wedding planner who owns office or business equipment.

This policy bundles property insurance and general liability insurance under one plan. Commercial general liability insurance protection with limits of 1 000 000 2 000 000 per occurrence annual aggregate. Coverage is for the bride the groom and their parents as well as the venue if requested. General liability gl coverage is essential for bodily injury and property damage.

Wedding planning businesses face their own specific set of risks and liabilities.